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FINANCE OPTIONS TO MAKE INSULATION EASY

Many New Zealand banks now offer low-interest loans, top-ups, or sustainability funding to help homeowners improve the energy efficiency of their homes — including installing insulation. These offers can make upgrading your ceiling or underfloor insulation more affordable with flexible repayments and competitive rates. Talk to your bank to see what you’re eligible for, and we’ll provide the quotes and documentation you need to apply quickly and easily.

ANZ

Good Energy Home Loan

Ceiling, underfloor or wall insulation; efficient heating & ventilation upgrades; glazing; energy upgrades.

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Top up your ANZ Home Loan at a fixed rate of 1.0%p.a for 3 years, up to $80,000, to make your home and transport more energy efficient and better for the environment.* 

BNZ

Better Future Home Loan 

Energy-efficient upgrades including insulation, heating, glazing, ventilation, solar, etc.

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You could borrow up to $80,000 at a 1% p.a. 3 year fixed rate to pay for eligible upgrades to your home or for electric transport options.

ASB

Better Homes Top-Up

Want better insulation? Better glazing? Better heating? These are just some of the ways you could help to make your home drier, warmer, or more energy efficient.

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Top up your ASB Home Loan, up to $80,000 at a special fixed rate (e.g. 1% p.a. for 3 years) and set your home up for the future.

Westpac

Greater Choices Home Loan

Insulation, heating, glazing, ventilation, general energy-efficiency or sustainability upgrades.

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Get up to $50,000 interest free for five years to help you create a warmer, drier and more energy efficient home sooner. 

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© 2025 by Divergent Holdings Ltd (Trading as Total Home Insulation)

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